Supplemental Health Benefits

Hamilton offers several ways to supplement your medical plan coverage. This additional insurance can help cover unexpected expenses, regardless of any benefit you may receive from your medical plan.

Supplemental Health Benefits

Video coming soon

Available Plans

Voluntary Accident Coverage

Reliance

Accident insurance through Reliance provides you with a cushion to help cover expenses and living costs when you get hurt unexpectedly.

What's included

This plan complements your health insurance by providing benefits to help cover direct or indirect costs that can arise with a serious or minor injury that occurs on and off the job.
You may end up paying out of your own pocket for things like deductibles, copays, transportation, over-the-counter medicine, daycare or sitters, and extra help around the house.
With accident insurance, the benefits you receive can help take care of these extra expenses and anything else that comes up.
Guaranteed Issue: Guaranteed Acceptance: There are no health questions or physical exams required.
Portability: Portable Coverage: You can take your policy with you if you change jobs or retire.

MONTHLY CONTRIBUTIONS

Plan	MONTHLY CONTRIBUTIONS
EMPLOYEE ONLY	$14.51
EMPLOYEE + SPOUSE	$19.25
EMPLOYEE + CHILD(REN)	$25.50
EMPLOYEE + FAMILY	$33.57

EMPLOYEE ONLY: MONTHLY CONTRIBUTIONS
$14.51
EMPLOYEE + SPOUSE: MONTHLY CONTRIBUTIONS
$19.25
EMPLOYEE + CHILD(REN): MONTHLY CONTRIBUTIONS
$25.50
EMPLOYEE + FAMILY: MONTHLY CONTRIBUTIONS
$33.57

Product Type: Accident

Highlights

You will receive a cash benefit for covered injuries and related services for accidents that occur inside and outside of work.
Benefits are paid on a schedule of benefits regardless of any other coverage you have, and you may spend it any way you choose.
Accident coverage is especially helpful for families with young children and those who are active.

Plan Features

Family Coverage: You can elect to cover your spouse and children.
Portable Coverage: You can take your policy with you if you change jobs or retire.

Voluntary Critical Illness Coverage

Reliance

No one knows what lies ahead on the road through life.

What's included

Will you be diagnosed with cancer?
Will you suffer a stroke or the complete loss of hearing?
The signs pointing to a critical illness are not always clear and may not be preventable, but critical illness coverage helps offer financial protection in the event you are diagnosed.
Critical illness insurance through Reliance pays you cash to use in any way you need if you are diagnosed with a covered condition.
Guaranteed Issue: $10,000, $20,000, or $30,000 in Guaranteed Issue coverage
Wellness Benefit: A $50 wellness benefit is payable each year for enrollees and their covered dependents for receiving a qualifying preventive screening.
Special Provisions: Spouses can be covered at 100% and children at 50% of your elected amount. Pre-existing conditions are waived!

Product Type: Critical Illness

Highlights

Critical illness provides you a lump-sum benefit upon diagnosis of a covered illness.
You have the choice of $10,000, $20,000, or $30,000 in Guaranteed Issue coverage. Spouses can be covered at 100% and children at 50% of your elected amount.
Rates are age-banded. Please refer to the benefit summary for a full rate table.
Pre-existing conditions are waived!
A $50 wellness benefit is payable each year for enrollees and their covered dependents for receiving a qualifying preventive screening.

Voluntary Hospital Indemnity Coverage

Reliance

You already know the importance of living well and staying well.

What's included

But life is unpredictable — expenses associated with a hospital stay can be financially difficult if you are not prepared.
Hospital indemnity insurance through Reliance pays cash benefits directly to you if you have a covered stay in a hospital or critical care unit (ICU).
It is important to note that a covered hospital stay generally means being formally admitted and assigned to a bed for 23 hours or more.
Special Provisions: Pre-existing conditions are waived!

MONTHLY CONTRIBUTIONS

Plan	MONTHLY CONTRIBUTIONS
EMPLOYEE ONLY	$21.38
EMPLOYEE + SPOUSE	$43.72
EMPLOYEE + CHILD(REN)	$30.57
EMPLOYEE + FAMILY	$52.34

EMPLOYEE ONLY: MONTHLY CONTRIBUTIONS
$21.38
EMPLOYEE + SPOUSE: MONTHLY CONTRIBUTIONS
$43.72
EMPLOYEE + CHILD(REN): MONTHLY CONTRIBUTIONS
$30.57
EMPLOYEE + FAMILY: MONTHLY CONTRIBUTIONS
$52.34

Product Type: Hospital Indemnity

Highlights

Hospital indemnity pays a cash benefit for hospital admissions due to a covered accident, illness, or pregnancy.
Popular with those planning to have children, who are older, or have conditions that subject them to a higher risk of hospitalization, and/or are covered by an HDHP.
Pre-existing conditions are waived!