Hamilton
2027

Flexible Spending Accounts

Take control of your spending! A Flexible Spending Account (FSA) is a special tax-free account you put money into to pay for certain out-of-pocket expenses.

Flexible Spending Accounts

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Your Account Options

Each account offers unique tax advantages to help you save on eligible expenses.

Healthcare Flexible Spending Account

Administered by Thrive Pass

Annual limit

$3,400

  • Eligible Expenses: qualified medical expenses (deductibles, copays, coinsurance, menstrual products, PPE, over-the-counter medications, etc.)
  • Hamilton will allow you to carry over up to $680 of the unused FSA funds remaining at the end of the plan year into the following plan year. Any amounts carried over from one plan year to the next will not count toward the $3,400 maximum annual limit. The optional $680 carryover applies to the Healthcare FSA, but does not apply to a Dependent Care FSA.
  • You have 120 days from the end of the plan year to submit your claims to be reimbursed for eligible expenses incurred during the plan year. For the 2027 plan year, submit your claims to ThrivePass.
  • You must “use it or lose it” — any unused funds will be forfeited.

Dependent Care Flexible Spending Account

Administered by Thrive Pass

Annual limit

$7,500

  • Eligible Expenses: expenses associated with caring for elderly or child dependents
  • The optional $680 carryover applies to the Healthcare FSA, but does not apply to a Dependent Care FSA.
  • You have 120 days from the end of the plan year to submit your claims to be reimbursed for eligible expenses incurred during the plan year. For the 2027 plan year, submit your claims to ThrivePass.
  • You must “use it or lose it” — any unused funds will be forfeited.